How to select the right Debt Fund?

The important criteria in selecting the appropriate Debt Funds for your needs are as follows:

  • Purpose of Investment
  • Time Horizon of your investment
  • Liquidity requirements
  • Regular Income Requirement
  • General interest rates in the economy
  • Inflation Trend
  • Associated Risk to a particular category of Debt Fund
  • Your Tax bracket

Based on the above criteria, an investor may select funds from one of the following broad categories of Debt Mutual Funds:

  • Liquid Funds
  • Ultra Short Term Funds
  • Arbitrage Funds (Enjoys Equity taxation but works like a Debt Fund)
  • Short Term Funds
  • Medium Term / Accrual Funds
  • Long Term Income Funds/ G- Sec Funds/ Dynamic Funds

To select a right Debt Mutual Fund for your requirement, please call or SMS at + 91 9899976422