INVESTMENT

BENEFITS

LIMITATIONS

ELSS

Benefit of investing in Equities and higher Long Term returns

Smaller Lock in period of 3 Years

There is higher volatility in Short Term

ULIP’s

Choice of both Debt & Equity options with Life Insurance Cover

Higher Expenses
Minimum Lock In of 5 Years
Insurance Cover generally Inadequade

Surrender Charges

PPF -
(Public Provident Fund)

Tax Free guaranteed returns

Lock in period of 15 Years

Rate of Interest are reducing

Returns not commensurate with the holding period

BANK FD

Fixed Returns for 5 Years

Low Returns

Lock in period of 5 Years

Least Tax efficient Returns